What’s inside

✅ The “Big Two” credit bureaus and which lenders use them

✅ Everything included in a credit report (and what really matters)

✅ How different factors impact credit scores—and what lenders weigh most

✅ The sales advantage of pulling credit early in the process

✅ How to read and decode bureau codes like a pro

✅ Tips to become the dealership credit expert your lenders trust

Why download this guide?

Too many dealerships leave money on the table by not mastering the credit bureau. This guide will help you:

• Spot and solve deal blockers before they happen
• Improve lender approvals with smarter credit matching
• Confidently explain credit reports to customers
• Close more deals by structuring them to lender preferences